So sorry to hear! It's awful when everything seems to hit at once.
Go give everyone in your fam a big hug and smooch from me, keep your head up, and hang in there! (The CRA's took the full month to delete DH's bogus medical collection, but they did --here's hoping your AFNI is soon gone.)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007