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What credit limit should I aim for?

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Anonymous
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Re: What credit limit should I aim for?


@Anonymous wrote:

This is a bit irrational but one of the reasons I want to keep my credit one card is as a reminder of where I began my credit rebuilding process.  I started with a $300 credit limit (450s credit score).  $75 annual fee is something that I can afford.


Just keep the card after you close the account and save the $75.

Message 11 of 12
Anonymous
Not applicable

Re: What credit limit should I aim for?


@Anonymous wrote:

This is a bit irrational but one of the reasons I want to keep my credit one card is as a reminder of where I began my credit rebuilding process.  I started with a $300 credit limit (450s credit score).  $75 annual fee is something that I can afford.


"The heart has its reasons, whereof reason knows nothing."

-- Blaise Pascal

 

That's really endearing.  Good for you, pal.  CapTool has a good compromise for you though.  Maybe you can take the card, get someone to take a real high-def photograph of it, blow that up to poster sized and frame it.  Find a way to memorialize it without paying $900 over the next 12 years.

Message 12 of 12
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