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@Anonymous wrote:This is a bit irrational but one of the reasons I want to keep my credit one card is as a reminder of where I began my credit rebuilding process. I started with a $300 credit limit (450s credit score). $75 annual fee is something that I can afford.
Just keep the card after you close the account and save the $75.
@Anonymous wrote:This is a bit irrational but one of the reasons I want to keep my credit one card is as a reminder of where I began my credit rebuilding process. I started with a $300 credit limit (450s credit score). $75 annual fee is something that I can afford.
"The heart has its reasons, whereof reason knows nothing."
-- Blaise Pascal
That's really endearing. Good for you, pal. CapTool has a good compromise for you though. Maybe you can take the card, get someone to take a real high-def photograph of it, blow that up to poster sized and frame it. Find a way to memorialize it without paying $900 over the next 12 years.