Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 310
Registered: ‎02-19-2013

Re: What is in Your Wallet?

 - Driver's License

 - University ID

 - Work Badge

 - 2 CU debit cards & a Wells Fargo debit card

 - About $20 USD worth of Philippines Pesos left over from a vacation (For good luck, Smiley Happy)


I usually never have any of my CC's in my wallet with me which is weird to me. They usually stay locked up. Whenever I'm about to leave the house in the morning, I try to think which card I'll need that day. Like if I know I'm going to gas up, grab the BCP. If I'm going to grab food somewhere, grab the CSP. Etc.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012

Re: What is in Your Wallet?

1. Dr license
2. Health Card
3. Freedom
4. DCU Visa
5. Two debit cards
6. Nordstrom

The others are on 'virtual SD'- there but not being used.
Frequent Contributor
Posts: 355
Registered: ‎04-21-2012

Re: What is in Your Wallet?

[ Edited ]

2 of my 5 credit cards

1 business credit card

1 bank debit card

1 reloadable debit card

2 rewards cards & 4 vendor discount cards


receipts / lottery ticket tossed out

business cards

1 member card

2 library cards

driver's license / registration

health card / blood donation card / organ donor card


Starting Score: 732 October 2007; Current Score: EQ 835; TU 806, May 2017;
Oldest Reporting Account: 15.3 years; EQ AAoA: 7.2 years; typical credit utilization 1.2% typical single card utilization 8.3%
Established Contributor
Posts: 502
Registered: ‎04-17-2013

Re: What is in Your Wallet?

ID, 1 retail card, 1 bank card, 2 Credit Cards, $20 (Spare cash and for "bill tracking"), Red Cross Donor card and a valentines day card from my daughter.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Established Member
Posts: 16
Registered: ‎03-24-2013

Re: What is in Your Wallet?

As of right now:


Driver's license

Medical Insurance 

AAA Membership 

Sam's Club Membership

5/3 Debit

Charlotte Metro Credit Union Debit

Charlotte Metro Credit Union Visa Platinum


Cap One Cash Rewards MasterCard

2 bandages (becase I'm prone to accidents)

3 Ibuprofen (because I'm prone to headaches)

CMCU and 5/3 account info

Car key

$34 in cash


All of the other credit cards are being given a rest for the time being.

Valued Member
Posts: 40
Registered: ‎04-04-2013

Re: What is in Your Wallet?

[ Edited ]


Two debit cards

Insurance cards (car and health)

SS card (hidden - say what you will about carrying your SS card on you; I've needed it more times than not)

a bunch of business cards

store discount cards (MVP [Food Lion], CVS ExtraCare, Gamestop Power Up, Acme savers, Harris Teeter, Walmart discount card, Sally's Beauty Supply, an ancient artifact of a Blockbusters memer card, Sam's Club card, etc)

Cash and change (around $2 in change for parking meters, cash varies between $10-30)

Metro Smartrip card (we don't take cabs in these parts too often)

Birth Control (mine's in a flat pack only a little thicker and bigger than a debit card, so it fits nicely in my wallet)

Money Order receipts

Blood bank donor card

library card for two libraries

deposit slips for my primary bank

a guitar pick from one of my favorite bands (for good luck)

Starting Score: AVG 529 (5/2013)
Current Score: 626 (03/2014) - Barclaycard FICO
Goal Score: 650

Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 304
Registered: ‎03-08-2012

Re: What is in Your Wallet?

In mine is: 



Passport ID

Work ID 

3 Credit Cards

2 Debit Cards 

5 Rebate/Loyalty Cards 

Gym Membership

60$ Cash (With a bunch of Singles, UGH)

My Current Active Line Up

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.