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Member
Posts: 7
Registered: ‎07-12-2017

Re: What's the longest you ever been blacklisted with a credit card company?

Thanks for the info. I just sent a letter requesting specific reasons. IMO I think that there is some type of computer glitch because they are saying that there is pending legal action against me...but I have no knowledge of this.
The bad: dismissed bankruptcy
The good: consistent income
Starting 8/16: 539, 541, 555
7/17 641
current 648 Goal: 828 (all things work together....)
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Valued Contributor
Posts: 1,104
Registered: ‎05-28-2013

Re: What's the longest you ever been blacklisted with a credit card company?

2- 3 years with Amex.

Regular Contributor
Posts: 219
Registered: ‎06-28-2016

Re: What's the longest you ever been blacklisted with a credit card company?

7 years now with Amex (IIB). Been app'ing for their cards for 24+ consecutive months now! Lol. No HP every single time. This will probably be the only time that I'll be delighted to get a HP and get turned down cuz then I'd know I'm off their BL. Smiley Happy
In the garden 'til 02/2018
Rebuilding since BK7 dc in 01/2011 with FICO8 in the 500s
8/15/17 Fico8 EX 709 EQ 717 TU 700
INQs EX 5 EQ 5 TU 3

Penfed TR Amex $10K | C1 QS $10.5K | Discover it $6K | Discover More (AU) $10.7K | Marvel MC $6K | Barclay Financing Visa $5K | Barclay NFL $2.2K | BoA CR $2.5K | Blispay $3K | Citi BB Visa (AU) $2.4K | WalMart $6K
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Posts: 424
Registered: ‎06-04-2015

Re: What's the longest you ever been blacklisted with a credit card company?


828by2020 wrote:
Thanks for the info. I just sent a letter requesting specific reasons. IMO I think that there is some type of computer glitch because they are saying that there is pending legal action against me...but I have no knowledge of this.

ME TOO!! 

 

Even though my credit reports are correct, I think my IIB accounts didn't get marked properly in their internal systems.

 

I've moved on. Never cared for them all that much anyway . . was just trying to get my rebuild going. I have far better cards now.

Ch 7 Discharge May 2015: EQ 588/TU 552/EX 570
July 2017: EQ 681/TU 668/EX 671

Discover IT $4100/Target $1300/NFCU CLOC $2000/NFCU Cash Rewards $20,000/PenFed Power Cash Rewards $18,000/Total Utilization 13%
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Posts: 424
Registered: ‎06-04-2015

Re: What's the longest you ever been blacklisted with a credit card company?


frogman1 wrote:

828by2020 wrote:

I am on year 8 with capital1 but I think its because of a computer system glitch.  


Capital One doesn't black list.  They gave me a credit card with their credit card showing as charged off on my report and updating it monthly.  


There is no rhyme or reason to their black list, but it definitely exists.

Ch 7 Discharge May 2015: EQ 588/TU 552/EX 570
July 2017: EQ 681/TU 668/EX 671

Discover IT $4100/Target $1300/NFCU CLOC $2000/NFCU Cash Rewards $20,000/PenFed Power Cash Rewards $18,000/Total Utilization 13%
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Posts: 8,908
Registered: ‎05-25-2015

Re: What's the longest you ever been blacklisted with a credit card company?

Almost ten years on AmX blacklist. Don't plan on applying. Ever. 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards

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