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Whats your new years resolution? for 2014

Established Contributor

Whats your new years resolution? for 2014

Mine is no new apps for 2014..I have way more than enough credit

Message 1 of 17
16 REPLIES
New Contributor

Re: Whats your new years resolution? for 2014

Same here. I might go for a HP cli, but no more cards.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Message 2 of 17
Regular Contributor

Re: Whats your new years resolution? for 2014

No apps this year, auto cli on my US Bank Cash+, Fico score back at 750+
Message 3 of 17
Regular Contributor

Re: Whats your new years resolution? for 2014

I guess the only thing in my post that really is a resolution is no apps in 2014.
Message 4 of 17
Valued Contributor

Re: Whats your new years resolution? for 2014

Don't get married.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 5 of 17
Contributor

Re: Whats your new years resolution? for 2014

No HP at all until Dec 2014.

In garden as of 04-06-14 to 12/01/14

Starting score EQ MyFico 646 11/29/13 Current 691 EQ MyFico SW 04/03/14
Starting score EX MyFico 657 12/01/13 Current 686 EX MyFico 03/01/14
Starting score TU MyFico 627 12/02/13 Current 696 Barkclay 03/26/14
Message 6 of 17
Moderator

Re: Whats your new years resolution? for 2014

Transitioning from my awkward yo-yo workout plan to something more sustainable.

 

Credit wise, another year of no frivolous apps while I continue to clean up my finances and the rest of my life towards everything I theoretically should be doing... or give up for good on it and move on with my life.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 7 of 17
Community Leader
Super Contributor

Re: Whats your new years resolution? for 2014

Mind if I chime in here?Smiley Happy

1) to lose 30 lbs. (been saying for last 10 yrs, lol)
2) to have my NFCU visa to $3k by may, and my cap 1 m/c to $2k by may along with a pc to quicksilver.
3) move to a different apt in may
4) get a car refi with NFCU, (currently 22% with Santander, ugh!)
5) no more cc apps till 2015
6) close 3 store cards(just need to decide which ones first), and work on getting cli on everything else.
7) garden, garden, garden!

Smiley Happy. Should keep me busy for awhileSmiley Happy

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 8 of 17
Established Member

Re: Whats your new years resolution? for 2014

Break my 750 "glass ceiling" on EQ.  Been flirting back and forth between 742 and 748.  But just can't seem to make it over the hump.  2014 will be the year.

Message 9 of 17
Established Contributor

Re: Whats your new years resolution? for 2014

Become debt free, and hit 700's for the first time in my life.

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 10 of 17