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Frequent Contributor
Posts: 478
Registered: ‎01-22-2011

Whats your new years resolution? for 2014

Mine is no new apps for 2014..I have way more than enough credit

New Contributor
Posts: 182
Registered: ‎11-26-2013

Re: Whats your new years resolution? for 2014

Same here. I might go for a HP cli, but no more cards.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Regular Contributor
Posts: 147
Registered: ‎05-07-2011

Re: Whats your new years resolution? for 2014

No apps this year, auto cli on my US Bank Cash+, Fico score back at 750+
Regular Contributor
Posts: 147
Registered: ‎05-07-2011

Re: Whats your new years resolution? for 2014

I guess the only thing in my post that really is a resolution is no apps in 2014.
Community Leader
Valued Contributor
Posts: 2,400
Registered: ‎11-29-2012

Re: Whats your new years resolution? for 2014

Don't get married.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Contributor
Posts: 103
Registered: ‎11-28-2013

Re: Whats your new years resolution? for 2014

No HP at all until Dec 2014.

In garden as of 04-06-14 to 12/01/14

Starting score EQ MyFico 646 11/29/13 Current 691 EQ MyFico SW 04/03/14
Starting score EX MyFico 657 12/01/13 Current 686 EX MyFico 03/01/14
Starting score TU MyFico 627 12/02/13 Current 696 Barkclay 03/26/14
Moderator Emeritus
Posts: 10,898
Registered: ‎12-30-2011

Re: Whats your new years resolution? for 2014

Transitioning from my awkward yo-yo workout plan to something more sustainable.

 

Credit wise, another year of no frivolous apps while I continue to clean up my finances and the rest of my life towards everything I theoretically should be doing... or give up for good on it and move on with my life.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Valued Contributor
Posts: 2,700
Registered: ‎07-17-2013

Re: Whats your new years resolution? for 2014

Mind if I chime in here?:smileyhappy:

1) to lose 30 lbs. (been saying for last 10 yrs, lol)
2) to have my NFCU visa to $3k by may, and my cap 1 m/c to $2k by may along with a pc to quicksilver.
3) move to a different apt in may
4) get a car refi with NFCU, (currently 22% with Santander, ugh!)
5) no more cc apps till 2015
6) close 3 store cards(just need to decide which ones first), and work on getting cli on everything else.
7) garden, garden, garden!

:smileyhappy:. Should keep me busy for awhile:smileyhappy:

(BK7 d/c:08/19/13~FICO-400's)--->01/2015 EQ 640,EX 666,TU 657
$129,430 avail credit- plus a $15k LOC
Total revolving credit reporting is 1%
Established Member
Posts: 55
Registered: ‎01-07-2013

Re: Whats your new years resolution? for 2014

Break my 750 "glass ceiling" on EQ.  Been flirting back and forth between 742 and 748.  But just can't seem to make it over the hump.  2014 will be the year.

Established Contributor
Posts: 847
Registered: ‎03-04-2013

Re: Whats your new years resolution? for 2014

Become debt free, and hit 700's for the first time in my life.



FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $9k.

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