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Whats your new years resolution? for 2014

Valued Contributor

Re: Whats your new years resolution? for 2014

Good thread!

 

No new apps in 2014

 

1 HP at mid year to get Discover CL high enough for serious home repair project

 

Get Discover APR reduced from 11.24 to 9.99

 

Reduce from seven cards to five

 

The middle two aren't totally in my control of course, but I can try.

 

Oh yeah, get all three scores over 760 and keep them there and growing.

 

Message 11 of 17
Member

Re: Whats your new years resolution? for 2014

- Stay in the garden and reach gold in June 2014.

- Raise credit score all 3 CRA to 670 by March 2014; with the hope of 700 by June 2014.

- Keep rebuilding for 2014. At the end of 2014 look into home loans for 2015- Purchase my first house!

 

 




Starting Score: 530
Current Score: 638
Goal Score by 6/2014: 750

Take the myFICO Fitness Challenge

Message 12 of 17
Frequent Contributor

Re: Whats your new years resolution? for 2014

  • No new apps. I have everything I need, credit-wise
  • Stay on track with money management and credit report monitoring
  • Hit 800 on at least one of my scores
  • Quit smoking and put that money in savings
EX myFICO 850 - EQ myFICO 849 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 13 of 17
Established Contributor

Re: Whats your new years resolution? for 2014

No new apps or CLI's that are hps this year. 

Get rid of my revolver debt.

Get my name as a co-signer off my cousins student loan finally.

Get all three scores over 800. My score gos over 800 offten but falls back to 790s. I want all three over 800

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 14 of 17
Valued Contributor

Re: Whats your new years resolution? for 2014

Increase my level of Financial Literacy and how not to use debt to pay for expenses.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 15 of 17
New Contributor

Re: Whats your new years resolution? for 2014

- new car

- have QuicksilverOne cards pc'd to QS World Mastercards with at least 5K limits

- put enough spend on Barclays Arrival for free flights to pay for at least one more free flight on Arrival along with sign up bonus

- finally finish this court case so my ex wife can begin paying child support. 

Arrival + WEMC 12.5K / AMEX BCE 12K / Cap1 Venture 10K / Discover IT 9.5K / CITI DP 9.1K / AMEX ED 6K / Freedom VS 6K / CSP 5K / IHG 5K

Message 16 of 17
Established Member

Re: Whats your new years resolution? for 2014

For finances:

 

- Payoff debt

- Double my available credit (currently very low compared to income)

- Build a substantial savings buffer

- Scores above 720 in preparation for a 2015 house purchase

 

For everything else:

 

- Release my first personal iPhone app to the App Store (I'm an enterprise app developer, so all my work is internal, proprietary, and secret). 

- Lose 80 pounds, or whatever is possible. I've dropped 12 in January already. Now it will slow down and I'll have to kick up working out. 

- Learn Russian (took a semester in college, want to pick it back up).

 

 

In the garden til 8/31/14
Start 12/13: EX: 645 EQ: 676 TU: 672
GOAL: 720+ across the board
In my Wallet: Chase Southwest Rapid Rewards: $5,500; Capital One Platinum: $3,000; Barclay's Apple Visa: $2000; Chase Freedom: $2,000; Discover More: $1200; Orchard Bank: $400
Message 17 of 17