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Established Contributor
FixMyCredit1992
Posts: 653
Registered: ‎10-01-2013

Why do people sign the back of their CC?

I've never had an actual credit card, but I've had 3-4 debit cards. Never signed the back of any of them.

 

Never has a blank back been an issue either. 

 

 

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Shogun
Posts: 12,952
Registered: ‎04-15-2011

Re: Why do people sign the back of their CC?

Most of the time, the signing the back of the card is actually included in the cardmember agreement.  So not signing it is a violation of said agreement.


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Valued Contributor
Swapmeet
Posts: 1,569
Registered: ‎11-10-2012

Re: Why do people sign the back of their CC?

I sign the back of mine because there is a chance that someone will catch a signature discrepancy. It is not likely, but without that it is 0% likely.



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Valued Contributor
Swapmeet
Posts: 1,569
Registered: ‎11-10-2012

Re: Why do people sign the back of their CC?


Shogun wrote:

Most of the time, the signing the back of the card is actually included in the cardmember agreement.  So not signing it is a violation of said agreement.


interesting point



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009

Re: Why do people sign the back of their CC?

And also the merchant agreement they are suppose to match the signature on the back with your receipt, however I no longer sign my cards either LOL since there not signed the post office makes me show ID, and a couple merchants

New Contributor
dbutz1109
Posts: 99
Registered: ‎11-12-2013

Re: Why do people sign the back of their CC?

I never sign the back of my cards...I've always been told it can make it easier to have fraudulent charges made since someone can copy your signature then. I either leave it blank or put CID in the signature box. However, I've found that no one actually ever asks me for ID to verify my identity.


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Mega Contributor
coldnmn
Posts: 15,121
Registered: ‎08-08-2011

Re: Why do people sign the back of their CC?

Also a security issue. It amazes me why people don't want to follow card agreement for their own security. 

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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011

Re: Why do people sign the back of their CC?

Once again, the showing of ID is not required and they cannot deny the charge for lack of providing ID.


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Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012

Re: Why do people sign the back of their CC?


coldnmn wrote:

Also a security issue. It amazes me why people don't want to follow card agreement for their own security. 


There is a school of thought, as mentioned by earlier poster, that the signing of the back of the card actually lessens your security as it provides would be thiefs with access to your signature to copy.



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Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012

Re: Why do people sign the back of their CC?

I sign in fine point blue Sharpie so it doesn't fade like my signature did on my debit card.

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