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You know 2 statements cut on the 9th and it's KILLING you to see the ScoreWatch update for them being paid to $0, going from 50% to 0% on those 2 cards.
When you are kicking yourself for pulling out the WRONG credit card during a wee shopping spree and hoping that the charges do NOT hit before the statement cuts later today.
When you are counting dimes, nickles, and pennies to go pay the Target card in cash before it's due date because you screwed up and forgot to pay off the last of the balance last month.
I have 40 days until I plan to apply for a mortgage, darnit. Gimme a 660 across the board, 680 would be flippin' awesome!
Once a month (on that special day) you wake up earlier than usual to make sure that you have enough time to pull your monthly FICO scores before you go to work.
You check your emails a little more than usual when you are expecting a SW alert.
When you start calculating all of your cc due dates before they will hit your cr's instead of the due date on your statements.
When your significant other catches you at 2:00 in the morning trolling the forums and tells you that "You really need to seek some professional help"
I'm probably the saddest of all....
I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.
My life literally revolves around my credit cards.
LS Wrote:
I'm probably the saddest of all....
I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.
My life literally revolves around my credit cards.
Admitting your problem is the first step to self help.....
I am obsessed because I risk work by being on a forum when that is against the rules!
@Booner72 wrote:I am obsessed because I risk work by being on a forum when that is against the rules!
+100000000....same here Guilty as charged. lol I've become the master of the minimize button. I just look at it as exercising my reaction skills.
You know you're obsessed with FICO when...
your sitting at the computer cussing and swearing and your SO thinks something serious has happened, but it's just that your statement hasn't cut yet and it's already afternoon on the day it usually cuts and now it might not update in three days but you've been counting down for your new balance to post to wring those few extra points out of your score... and your explaining this while your SO looks at you like you just might not be operating with a full deck anymore..
your mood can be predicted by looking at your creditkarma graph. In fact, anyone can tell what your mood has been every day for the last month. "happy - sad - happy - blegh - happy- really sad" which = "score went up 2 pts - score went down 2 pts - score went up 3 pts - score stayed the same - score went up 1 pt - score dropped 6 pts"
your spouse checks your creditkarma in the morning for you to see what kind of day he/she is going to have
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014