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Regular Contributor
Posts: 565
Registered: ‎06-12-2010

Re: You know you're obsessed with FICO when...

When you seriously consider buying a shirt that says:

 

420

no I do not smoke pot

that is my credit score


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
Moderator Emeritus
Posts: 5,267
Registered: ‎03-18-2008

Re: You know you're obsessed with FICO when...

I'm on this site so much that the first word that my son read was "FICO".  No, I am not joking about this.  It really was the first word that he reliably identified.

Super Contributor
Posts: 5,703
Registered: ‎10-06-2007

Re: You know you're obsessed with FICO when...

Ask God for a PFD for your sins.

11/28/2014 FICO: EQ: 796 EX:788 TU:803
Regular Contributor
Posts: 140
Registered: ‎11-11-2011

Re: You know you're obsessed with FICO when...

.....your friends ask if you're on Facebook & you reply "No, I'm on myFICO".

Highlighted
Regular Contributor
Posts: 232
Registered: ‎06-01-2012

Re: You know you're obsessed with FICO when...

You spend your Friday evening trolling the myFICO forums for tips on upping your score rather than trolling the dating sites Smiley Wink

Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Established Contributor
Posts: 619
Registered: ‎09-26-2011

Re: You know you're obsessed with FICO when...

[ Edited ]

ApexdvToo wrote:
You spend your Friday evening trolling the myFICO forums for tips on upping your score rather than trolling the dating sites Smiley Wink


Heck, who knows? Maybe you'll find a fiscally responsible babe on MyFICO!

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Valued Contributor
Posts: 1,103
Registered: ‎02-15-2012

Re: You know you're obsessed with FICO when...

...your FICO jumps up 20 points and instead of being all excited, you get obsessed with figuring out why, what changed, is it permanent, are you rebucketed.  (Heck, I should be celebrating a 20 point victory.)  


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 821 EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (17.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (10.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Blogger
Posts: 2,876
Registered: ‎02-02-2012

Re: You know you're obsessed with FICO when...


marty56 wrote:

Ask God for a PFD for your sins.


Can I dispute that with the CRA's?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
Posts: 1,103
Registered: ‎02-15-2012

Re: You know you're obsessed with FICO when...


marty56 wrote:

Ask God for a PFD for your sins.


My sins were already paid for.... 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 821 EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (17.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (10.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Regular Contributor
Posts: 150
Registered: ‎05-04-2012

Re: You know you're obsessed with FICO when...


FrugalRican wrote:

marty56 wrote:

Ask God for a PFD for your sins.


Can I dispute that with the CRA's?


Yep just have to wait 30 days for an answer



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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