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Regular Contributor
psychoinhell
Posts: 565
Registered: ‎06-12-2010

Re: You know you're obsessed with FICO when...

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‎06-20-2012 02:45 AM

When you seriously consider buying a shirt that says:

 

420

no I do not smoke pot

that is my credit score

Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
Message 31 of 69 (673 Views)
 
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Moderator
Lel
Posts: 5,262
Registered: ‎03-18-2008

Re: You know you're obsessed with FICO when...

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‎06-20-2012 10:28 PM

I'm on this site so much that the first word that my son read was "FICO".  No, I am not joking about this.  It really was the first word that he reliably identified.

Message 32 of 69 (660 Views)
 
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Super Contributor
marty56
Posts: 5,660
Registered: ‎10-06-2007

Re: You know you're obsessed with FICO when...

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‎06-21-2012 01:55 AM

Ask God for a PFD for your sins.

06/15/2012 FICO: EQ: 798 TU:785
Message 33 of 69 (653 Views)
 
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Regular Contributor
sunshine7157
Posts: 111
Registered: ‎11-11-2011

Re: You know you're obsessed with FICO when...

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‎06-21-2012 01:48 PM

.....your friends ask if you're on Facebook & you reply "No, I'm on myFICO".

Starting Score: April 2011- EX FAKO 639, EQ FAKO 645, TU98 FICO 665
Current Score: Jan 2013- EQ FICO 746, EX FICO is the best kept secret in the world, I guess, TU FICO ???, Vantage 790
Goal Score: 760 by years' end. I didn't make the 760 club in 2012 but I'm knocking down the door in 2013.


Take the FICO Fitness Challenge
__________________________________________________________

To talk before you think is to shoot before you aim. Words can hurt or they can help. What did yours do today?
Message 34 of 69 (642 Views)
 
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Regular Contributor
ApexdvToo
Posts: 232
Registered: ‎06-01-2012

Re: You know you're obsessed with FICO when...

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‎07-07-2012 07:48 PM

You spend your Friday evening trolling the myFICO forums for tips on upping your score rather than trolling the dating sites :smileywink:

Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 35 of 69 (599 Views)
 
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Established Contributor
thankfulheart
Posts: 614
Registered: ‎09-26-2011

Re: You know you're obsessed with FICO when...

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‎07-09-2012 01:04 AM - edited ‎07-09-2012 01:04 AM

ApexdvToo wrote:
You spend your Friday evening trolling the myFICO forums for tips on upping your score rather than trolling the dating sites :smileywink:


Heck, who knows? Maybe you'll find a fiscally responsible babe on MyFICO!

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)
Message 36 of 69 (588 Views)
 
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Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: You know you're obsessed with FICO when...

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‎07-17-2012 12:11 PM

...your FICO jumps up 20 points and instead of being all excited, you get obsessed with figuring out why, what changed, is it permanent, are you rebucketed.  (Heck, I should be celebrating a 20 point victory.)  

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
Message 37 of 69 (564 Views)
 
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: You know you're obsessed with FICO when...

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‎07-17-2012 12:12 PM

marty56 wrote:

Ask God for a PFD for your sins.

Can I dispute that with the CRA's?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 38 of 69 (567 Views)
 
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Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: You know you're obsessed with FICO when...

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‎07-17-2012 12:25 PM

marty56 wrote:

Ask God for a PFD for your sins.

My sins were already paid for.... 

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
Message 39 of 69 (565 Views)
 
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Regular Contributor
Steelersfan904
Posts: 150
Registered: ‎05-04-2012

Re: You know you're obsessed with FICO when...

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‎07-18-2012 12:30 PM

FrugalRican wrote:
marty56 wrote:

Ask God for a PFD for your sins.

Can I dispute that with the CRA's?

Yep just have to wait 30 days for an answer


Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700

Take the FICO Fitness Challenge

Message 40 of 69 (554 Views)
 
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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