@09Lexie wrote:
-you have the numbers for credit analysts saved as a Contact in your phone
-you can rattle off sign up bonuses, offers etc
-you check your CR's daily
-you make purchases based on statement dates
-you calculate your util as often as you pull your CR's
AHHHHH HA HA HA HA HA!!!
I am so guilty of making purchases based on statement dates. I try to "float" my purchases under the utilization radar. Buy something after the statement cuts and then pay it off before the next statement cuts. LOL!! GUILTY!
Starting Score: 639 (Walmart TU)
lmao...this is great guys! myjourney, i'm with you on the withdrawal...lol 
@djc1puno wrote:
@dpechal wrote:-You are asked out on a date and you give he/she the 7-10 day message.
classic!
Then you call in for a recon!!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Lmao! Might be a hard pull! 
@MsLadyRover wrote:
@09Lexie wrote:
-you have the numbers for credit analysts saved as a Contact in your phone
-you can rattle off sign up bonuses, offers etc
-you check your CR's daily
-you make purchases based on statement dates
-you calculate your util as often as you pull your CR'sAHHHHH HA HA HA HA HA!!!
I am so guilty of making purchases based on statement dates. I try to "float" my purchases under the utilization radar. Buy something after the statement cuts and then pay it off before the next statement cuts. LOL!! GUILTY!
Guilty on 3 counts!.
@masscredit wrote:Glad to see I'm not the only one!
CC phone numbers and at least one EO number stored in my contacts
Make purchases based on when a statement closes. Food? Who needs food!? I can wait until the next billing cycle!
I look at my Credit Karma almost daily. And I know it won't update until Thursday.
Sign in to check my credit card balances often.
Figure out what I should pay and when to make sure that I don't pay any interest. No fee balance transfers works great for that.
At one time I didn't think to much about all of this. I just went on with life and everything fell into place. Now it's an important hobby that I can benefit from being active in.
lmao...same here 
... since you can't app quite so soon (watching hp's), you decide to order a replacement card from a current creditor, just to relive the "thrill" of getting plastic in the mailbox.
