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You're a Credit Addict If...

Valued Contributor

You're a Credit Addict If...

myFicoers...not sure if i'm posting this in the right spot, but since the topic is about credit cards i figured this might be the right spot Smiley Happy being a forum rat for over 15 years now, one of the fun topics i've always come across was knowing when you've been addicted to a particular hobby or what not...since joing in march of this year and reading thru many topics and posts, there's been a general idea as to what would constitute a credit addict...anyhow, let me start this one:

 

-You're a credit addict if you start stalking your mail carrier for new plastic!

-...you start identifying stores by their UW

 

so let's hear what else you guys think Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 1 of 45
44 REPLIES
Moderator Emerita

Re: You're a Credit Addict If...

-you have the numbers for credit analysts saved as a Contact in your phone
-you can rattle off sign up bonuses, offers etc
-you check your CR's daily
-you make purchases based on statement dates
-you calculate your util as often as you pull your CR's
Message 2 of 45
Valued Contributor

Re: You're a Credit Addict If...


09Lexie wrote:
-you have the numbers for credit analysts saved as a Contact in your phone  
-you can rattle off sign up bonuses, offers etc
-you check your CR's daily
-you make purchases based on statement dates
-you calculate your util as often as you pull your CR's

lmao...totally agree there lexie Smiley Very Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 3 of 45
Moderator Emerita

Re: You're a Credit Addict If...

I was afraid to list more...they all came to me so easy. Smiley Sad
Message 4 of 45
Valued Contributor

Re: You're a Credit Addict If...


09Lexie wrote:
I was afraid to list more...they all came to me so easy. Smiley Sad

nah don't worry...my intentions are to make this thread a relief not so much to make people shy Smiley Wink



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 5 of 45
Regular Contributor

Re: You're a Credit Addict If...

-You are asked out on a date and you give he/she the 7-10 day message.

***$25,500******$20,000******$20,000******$20,000******$15,000********NPSL****

Message 6 of 45
Regular Contributor

Re: You're a Credit Addict If...

-You don't just have the credit analyst number saved as a contact but the EO number as well.
-You hold out for the best offers on the cards you want because your endless research has informed you of the best offers for those specific cards.
Message 7 of 45
Established Contributor

Re: You're a Credit Addict If...


dpechal wrote:

-You are asked out on a date and you give he/she the 7-10 day message.


Love this!!  ^^^^^  Smiley Very Happy

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In the garden since 26 Jun 14...

I am digitaldiva's alter-ego
Message 8 of 45
Senior Contributor

Re: You're a Credit Addict If...

Looks like I'm a credit addict.
I def'ly have the backdoor numbers SAVED lol and with their names, which is more than I can even say for some of my dates who don't even get saved haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 45
Super Contributor

Re: You're a Credit Addict If...

You start to have withdrawals when away from the forum to longSmiley Sad

Hi my name is myjourney and i'm an addict......Smiley Embarassed

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 45