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This is a trick question
My CSR bill just arrived, the whole balance is $172, min due is $172 also, Why?
Is the account still open? If so that is odd..I'd be calling them up.
First, I hate the old version of the website; my wife is stuck with that, too. The newer version looks so much better and is easier to navigate. That seems odd that it would be a minimum payment of the full statement balance. Maybe a glitch? Is it showing this way on the PDF under statements also? Mobile app if you have it?
I believe the minimum for Chase should be $25 or 1% of balance + fees and interest, whichever is more. Two examples: $1000 balance of all new charges would be a $25 minimum, $10,000 balance with $100 in interest and a $29 late fee the minimum would be $229 (100+100+29).
ETA: I just saw the "trick question" part, which I assume means you know the answer already. In that case, trailing interest and/or fees would be the answer.
trailing interest it is
according chase Minimum payment policy
The greater of:
since i do not have new charge due, it all trailing interest from last month left over
Wow, my wording was eerily close to the Chase legalese. So what did I win?