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Established Contributor
Posts: 554
Registered: ‎06-02-2012

you guys stink!!!

I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.
"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008

Re: you guys stink!!!

Ignore the hype and only choose cards based upon how features suit spending habits/needs. :smileyhappy:

 

People just love shiny new cards, the rush of getting approved, satisfying the itch, or bigger limits. Some just can't stop, LOL! How many times have you read posts about people with maxed-out cards acting confused about denials?


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: you guys stink!!!

You should join the garden club... its great because then you can have spade envy instead of card envy.

If you like keeping up with the Joneses you should love trying to keep up with tinuviel on number of day WITHOUT apping.

Best of luck to you! By the way; I didn't know the NRA had a visa. Might be something my husband would like. He is a gun fan and collector.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011

Re: you guys stink!!!

Agree with going into the garden, get your bronze spade first!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,275
Registered: ‎09-22-2009

Re: you guys stink!!!

The best way I can think of getting the "shiny new plastic" feeling without applying is doing product changes.  For example, I just did a product change to Discover It from Discover More.  Last month I did a product change from my US bank Flexcard to the Cash +.   Sometimes I order a shiny new replacement card.  Hard free CLI's are great as well.  :smileyhappy:  

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Super Contributor
Posts: 5,463
Registered: ‎12-11-2011

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Story of my life. Haha. I got my cap1 first and was like "I'm tweakin man, i'm tweakin!" then got my WF, but then I needed more, so I app'd for paypal, haha. 

;
Regular Contributor
Posts: 166
Registered: ‎04-16-2011

Re: you guys stink!!!

Or with Discover more card, you can just request addtional cards with different designs. 


Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

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Super Contributor
Posts: 6,621
Registered: ‎04-07-2008

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Don't beleive the hype :smileywink:

 




Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010

Re: you guys stink!!!


webhopper wrote:
You should join the garden club... its great because then you can have spade envy instead of card envy.

If you like keeping up with the Joneses you should love trying to keep up with tinuviel on number of day WITHOUT apping.

Best of luck to you! By the way; I didn't know the NRA had a visa. Might be something my husband would like. He is a gun fan and collector.


 

I'm nothing if not determined! LOL!!! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Posts: 253
Registered: ‎08-31-2011

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Seriously?  People actually are envious of one's credit cards?

 

I must live a sheltered life....

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