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Frequent Contributor
swpopham
Posts: 430
Registered: ‎06-02-2012

you guys stink!!!

I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.
"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: you guys stink!!!

Ignore the hype and only choose cards based upon how features suit spending habits/needs. :smileyhappy:

 

People just love shiny new cards, the rush of getting approved, satisfying the itch, or bigger limits. Some just can't stop, LOL! How many times have you read posts about people with maxed-out cards acting confused about denials?


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: you guys stink!!!

You should join the garden club... its great because then you can have spade envy instead of card envy.

If you like keeping up with the Joneses you should love trying to keep up with tinuviel on number of day WITHOUT apping.

Best of luck to you! By the way; I didn't know the NRA had a visa. Might be something my husband would like. He is a gun fan and collector.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Mega Contributor
LS2982
Posts: 15,088
Registered: ‎04-09-2011

Re: you guys stink!!!

Agree with going into the garden, get your bronze spade first!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Valued Contributor
android01
Posts: 1,135
Registered: ‎09-22-2009

Re: you guys stink!!!

The best way I can think of getting the "shiny new plastic" feeling without applying is doing product changes.  For example, I just did a product change to Discover It from Discover More.  Last month I did a product change from my US bank Flexcard to the Cash +.   Sometimes I order a shiny new replacement card.  Hard free CLI's are great as well.  :smileyhappy:  

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 835 - 6/1/13
EX FICO - EX08 - 846 - 6/16/13
Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Story of my life. Haha. I got my cap1 first and was like "I'm tweakin man, i'm tweakin!" then got my WF, but then I needed more, so I app'd for paypal, haha. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
dp321
Posts: 166
Registered: ‎04-16-2011

Re: you guys stink!!!

Or with Discover more card, you can just request addtional cards with different designs. 


Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

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Super Contributor
CS800
Posts: 6,148
Registered: ‎04-07-2008

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Don't beleive the hype :smileywink:

 





Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: you guys stink!!!


webhopper wrote:
You should join the garden club... its great because then you can have spade envy instead of card envy.

If you like keeping up with the Joneses you should love trying to keep up with tinuviel on number of day WITHOUT apping.

Best of luck to you! By the way; I didn't know the NRA had a visa. Might be something my husband would like. He is a gun fan and collector.


 

I'm nothing if not determined! LOL!!! :smileyvery-happy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: you guys stink!!!


swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

Seriously?  People actually are envious of one's credit cards?

 

I must live a sheltered life....


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.

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