No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have 2 late payments on my student loan (about $40k total) from December and January of 2012, other than those 2 months everything is in good standing. The late months are legitimate, and after speaking with Nelnet apparently there is no fixing this. What hurts though is this causes 6 negative entries on my credit report. One loan, six negatives. How much is this impacting my credit? And do I have any possible options moving forward? I'm currently in forebearnce until March of 2015. Thanks.
@Anonymous wrote:I have 2 late payments on my student loan (about $40k total) from December and January of 2012, other than those 2 months everything is in good standing. The late months are legitimate, and after speaking with Nelnet apparently there is no fixing this. What hurts though is this causes 6 negative entries on my credit report. One loan, six negatives. How much is this impacting my credit? And do I have any possible options moving forward? I'm currently in forebearnce until March of 2015. Thanks.
If the lates aren't any more severe than 30day then it is likely having a minimal impact on your FICO score. Most of the FICO score impact from 30day lates fades after a year or two.