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2 30day late negatives with Nelnet

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Anonymous
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2 30day late negatives with Nelnet

I have 2 late payments on my student loan (about $40k total) from December and January of 2012, other than those 2 months everything is in good standing.  The late months are legitimate, and after speaking with Nelnet apparently there is no fixing this.  What hurts though is this causes 6 negative entries on my credit report.  One loan, six negatives.  How much is this impacting my credit?  And do I have any possible options moving forward?  I'm currently in forebearnce until March of 2015.  Thanks.

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pizzadude
Credit Mentor

Re: 2 30day late negatives with Nelnet


@Anonymous wrote:

I have 2 late payments on my student loan (about $40k total) from December and January of 2012, other than those 2 months everything is in good standing.  The late months are legitimate, and after speaking with Nelnet apparently there is no fixing this.  What hurts though is this causes 6 negative entries on my credit report.  One loan, six negatives.  How much is this impacting my credit?  And do I have any possible options moving forward?  I'm currently in forebearnce until March of 2015.  Thanks.


If the lates aren't any more severe than 30day then it is likely having a minimal impact on your FICO score.  Most of the FICO score impact from 30day lates fades after a year or two.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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