01-17-2013 09:15 AM
As most people on the board, I haven't had luck with ACS granting me GW on late payments.
I was wondering if I bypassed them and went to the lender (SLMA on one, BofA on two) has worked for anyone?
If so and you still have the contact information you used I would VERY MUCH appreciate it!
01-28-2013 11:34 PM
It would probably not work simply because ACS is pretty hard to negotiate with and to put it very bluntly, these people gain nothing out of granting a GW delete.
01-29-2013 02:53 PM
02-03-2013 09:14 AM
If BofA sl department is anything like their CC dept., they probably won't be of any help.
But I'm always of the opinion that you can't win unless you try.
How late were the payments?
one each of: 60,90,120
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO