Credit Card Center Advertiser Disclosure†
02-15-2012 12:46 PM
Searched for a good contact on the internet for ACS and sent in a GW letter. Two days later, received a call from ACS regarding the email and called back on Monday to notify me they forwarded it to my alma mater who is the debtor and can make the final call. Received a call next day from the lady at ACS to inform me that my alma mater accepted a one time adjustment on my account to remove the 30 day and 60 day lates! Whooo! Now just waiting for when they will actually do this and reflect my credit report. How long should I expect this to be corrected in my credit reports?
02-16-2012 06:33 PM
I have also been trying to remove an old 30 day late...could you please email me the email address...I would really appreciate it.
03-09-2012 07:17 PM - last edited on 03-09-2012 07:34 PM by fused
It might take a while. Things tend to get backed up in processes like this. If I were you, I would make the school or the ACS or both send you the assurance of the removal of those things in writing. If it was word of mouth, they could still refuse to do what they promised.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.