08-07-2010 06:51 PM
GW = good will
sending a GW letter means you send a letter to your creditor asking them nicely to please remove a late payment, or maybe a couple of late payments, etc. you can explain what your reasons were for being late, & sometimes they'll take that into consideration & remove the bad information from your reports.
08-18-2010 06:16 PM
does anyone know if southern recovery do PAD?( pay and delete) i have 2medical bills from 2008 and i want to see if they
would do a settle and delete. i just want to get on from this. also, if they deleted it, would my score increase?
08-22-2010 07:41 AM
Please PM me if you need the ACS GW contact information.
The GW contact is truly an ANGEL of good will. I was so surprised when I received an email saying that the derogatory information would be removed as a 1 time courtesy. I was sitting in my office and I started crying because I had lost faith. I had been trying for six months to have the late pays removed and everyone else just didn't care or want to hear about why my payment was late. The GW person showed compassion and I am truly thankful.
Also, please be aware that it takes 45 days for the bureaus to make the update. So it is an exercise of patience.
Best wishes and good luck!!!
10-20-2010 09:57 AM
Hello all, im in a bit of predicament with ACS as well. I was late once last august with my student loan with ACS; this late is showing on one of my credi reports. If anyone could please PM me the ACS GW contact I would greatly appreaciate it. Please help this poor newb!
10-28-2010 10:34 AM
Can someone please PM the contact for ACS I am having no luck with written correspondence.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.