08-07-2010 06:51 PM
GW = good will
sending a GW letter means you send a letter to your creditor asking them nicely to please remove a late payment, or maybe a couple of late payments, etc. you can explain what your reasons were for being late, & sometimes they'll take that into consideration & remove the bad information from your reports.
08-18-2010 06:16 PM
does anyone know if southern recovery do PAD?( pay and delete) i have 2medical bills from 2008 and i want to see if they
would do a settle and delete. i just want to get on from this. also, if they deleted it, would my score increase?
08-22-2010 07:41 AM
Please PM me if you need the ACS GW contact information.
The GW contact is truly an ANGEL of good will. I was so surprised when I received an email saying that the derogatory information would be removed as a 1 time courtesy. I was sitting in my office and I started crying because I had lost faith. I had been trying for six months to have the late pays removed and everyone else just didn't care or want to hear about why my payment was late. The GW person showed compassion and I am truly thankful.
Also, please be aware that it takes 45 days for the bureaus to make the update. So it is an exercise of patience.
Best wishes and good luck!!!
10-20-2010 09:57 AM
Hello all, im in a bit of predicament with ACS as well. I was late once last august with my student loan with ACS; this late is showing on one of my credi reports. If anyone could please PM me the ACS GW contact I would greatly appreaciate it. Please help this poor newb!
10-28-2010 10:34 AM
Can someone please PM the contact for ACS I am having no luck with written correspondence.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO