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11-11-2008 09:19 AM
What was the outcome of your problem with AES and being 120 late...were you able to repay them the back payments? we're in the same boat...and they're threatening default which we can start making the payments of $577 a month just so we never get beyond the 120 late count but i thought we could not be considered in default until we're 270 days late....that's what stated all throughout the net!
11-11-2008 02:48 PM - last edited on 11-11-2008 08:23 PM by llecs
My wife has a number of loans from AES that were consolidated, and some that are currently being rehabilitated (maybe the consolidation loan? I don't know, and I don't think she does either). Apparently, it's slightly easier to GW closed SLs, so I plan to write to this guy in the next few days:
Assistant Vice President Guarantor/Insurer Relations
1200 North 7th Street
Harrisburg, PA 17102
Phone: (717) 720-3321
Fax: (717) 720-3928
Just not sure if I want to email or snail mail him...
Edited to remove personal information.
11-12-2008 06:57 AM - edited 11-12-2008 06:58 AM
11-12-2008 08:14 AM
Well, the guy's name was removed from my post, but just google "Assistant Vice President Guarantor/Insurer Relations" and the name will be in the first hit.Message Edited by Mike14 on 11-12-2008 06:58 AM
Bingo. Google is our friend. You can probably find it on their website too.
01-03-2009 07:51 PM
Well, no luck on a GO to AES/PEA for me. I received a letter from them today informing me "the credit information reported to each consumer reporting agency was correct due to the period of delinquency on your loans."
I seem to remember someone else reporting the same response from them. It's irritating because I wasn't disputing the accuracy of the information they released; was just asking for a bit of forgiveness. So much for that idea.
02-15-2010 06:07 AM
Reviving an old post, Mike14, did you ever have any success?
11-03-2010 10:38 PM
Hi Mike, any word yet? I have several loans with AES that were successfully rehabbed but still show 180 day past due in 2005, just wondering what you may have come across.
11-04-2010 05:23 AM
I never sent the GW letter. However, are the lates showing on the NEW rehabbed TL? That should not show lates, as it's a new loan. That happened to my wife with another rehabbed TL; we just disputed with the CRA as "never been late" and they cleaned it right up. If the lates are on the original TL, a GW would be needed, or just wait till it falls off.