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I'm trying to swtich from a standard repayment plan to a graduated replayment plan. For a bunch of little reasons.
My question is if I change the repayment plan does this close out my old loans and open new tradelines? Or does it just change the payment amount with in the current tradeline? I hadn't thought about it until after I already applied for the change over.
No, changing repayment plans does not close your loans and open new tradelines under the new terms. You aren't refinancing your loan, you're just making a new agreement with your lender for the payment amount.
Ok, thanks.
I hoped as much.