This is my first post to boards and I'm really confused on stuff on my credit from my student loans. I have 2 ones that I know of that I have payments to be made on AES & Dept of Ed. AES I have started making payments on after deferrment and Dept of Educ I am still in deferrement on. On my credit report, AES/Brazos says Claim Filed w/ Govt. for insured portion of balance on loan back in 2009. They were bought out by AES/Suntrust to which I am making payments now. Is this something that may be lowering my credit score-if so how do I go about getting it removed? It also says that AES/Brazos was saying that I was at least 120 days or more than 4 payments past due?
Now with US Dept of Educ-back in 2009 I was 60 past due back in 2009 but then went into deferrment---is this bringing down my score & can it also be removed? Hopefully this makes sense to someone because it has me completely confused. Thx for any help!
