I am in desperate need to consolidate some of my private student loans. They are currently held through Navient, who has a servicer has proven to be totally incompetent (double billing, the forebearance issue, you name it).
Can anyone recommend a few places to look to consolidate? I would like to drive down my interest rate on a few, but also keep a few with them that I anticipate paying off early.
Suggestions/experiences welcomed. Thank you!
My FICO Scores:
9/17: EQ - 542 / TU - 535 / EX - 506 // Mortgage: 553, 545, 486
10/ 17: EQ - 558 / TU - 563 / EX - 586 // Mortgage: 554, 568, 536
11/17: EQ - 630 / TU - 589 / EX - 614 // Mortgage: 606, 606, 572
12/17: EQ - 630 / TU - 624 / EX - 619 // Mortgage: 584, 612, 671
9/18: EQ - 676 / TU - 676 / EX - 643 // Mortgage: 652, 628, 606
Journey Milestones: Completed Federal Student Loan Rehab in Sept 2017. Settled First Premier Bank CC in August 2017. Constant uphill battle with Navient incorrect reporting on seven (7!) private student loans. No TLs listed in delinquency. Obsessively keeping 2 CC UTI @ 7-9% monthly.
End Goal: Pre-Approval for FHA Spring/Summer 2018 (COMPLETED)
New End Goal: 700+ Spring 2019
