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Consolidated Loans

Contributor

Consolidated Loans

I have several student loans that I consolidated in 2007-08. The loans are showing as negative on my report even though there were never any lates (in fact they were in grace). How can I get these updated? The remarks show "closed-refinance". Idk what to do.
Starting Scores (2012) - 545-600
Current Scores - FAKO CK (08.15.17) - TU 774, EQ 767
What's in My Wallet: CSP 10.9K CL, Walmart MasterCard 10,000, Discover IT Card CL 9000, BOA Cash Rewards 7500 CL, Tires Plus Card 2200, Discover Card (AU) CL 4000
(Gardening as of 8/15/17)

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Valued Contributor

Re: Consolidated Loans

Where is it telling you that they're negative?  And where did you get your report from?

 

It sounds like they're reporting correctly, the remark you mention is similar to what I have on some of my consolidated SLs and I've never seen them listed as negative.

Message 2 of 3
Contributor

Re: Consolidated Loans

I pulled them the free annual credit report site. All three reports show them as negative accounts.
Starting Scores (2012) - 545-600
Current Scores - FAKO CK (08.15.17) - TU 774, EQ 767
What's in My Wallet: CSP 10.9K CL, Walmart MasterCard 10,000, Discover IT Card CL 9000, BOA Cash Rewards 7500 CL, Tires Plus Card 2200, Discover Card (AU) CL 4000
(Gardening as of 8/15/17)

Message 3 of 3