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Consolidating my loans...yes or no?

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Anonymous
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Consolidating my loans...yes or no?

Can someone explain to me the process/benefits of consolidating your student loans and what happens, credit wise, as a result?

In essence, will I be closing my existing loans (12 accts...oldest loan 11yrs old) and creating a new loan? They are all current... in a forebearance state.

If so, I'm assuming my scores will take a dip?
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