On my student loans I recently had them placed into deferrment and forbearance. I saw that one of my student loans changed from being 120 days past due to current and my score went up 44 points. I was looking at my other 2 student loans and wach of those are also in deferrment but they still show the late payments. I am trying to figure out if these are something I can dispute because my fico score dropped over 100 points when the loans became late. Can anyone help me out?