Dispute Stident Loan

[Anonymous]

I have a student loan that was sold from one agency to another but somehow the old agency reported for not paying in 2 months. I called both agencies and they both claim that they did not report it. My credit score dropped 70 points so how can I fix this?

[Desneige]

I would DV both accounts.  Both can legally report, but the first must report a zero balance.  Delinquent loans can be suicide for good credit scores.  They are often reported on multiple tradelines (one for each semester), and lates are also reported on multiple tradelines.