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So for several years I was paying a low monthly payment towards my student loans, I thought that it was being credited to all my loans but it wasn't. Damage has been done, I can't change that but I want to fix it.
In August of 2014 I consolidated all my student loans, while I didn't know I had that many, the total amount was what it should be. I started to make payments on my newly consolidated student loans in November and haven't missed a payment since.
So I joined MyFico today and go view my reports, fully expecting to see these past student loans. My question is will they ever fall off?
For example, I have this loan that is being reported by EQ and TU (not by EX though). Date opened Oct. 2005/Last activity Oct. 2007/Status Date June 2008. I have a few of them with the same dates like that - so does that mean they will fall off June 2015? Or don't they fall off at all?
Yes, they will fall off like any other similar tradeline.
Mine fell off after 7 years.
Thanks guys. Looks like I'll have a big chunk fall off in June of this year, and then everything else that's remaining the next year.
Sounds like you and I are in similar boats, I have a big chunk that SHOULD fall off in June but isn't the case for every bureau (currently disputing) and the rest by early '16
Oz