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Valued Member
Posts: 42
Registered: ‎10-17-2012
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EdFinancial reports late on my CR, but I was enrolled in school.

Hi Guys,

 

I transferred colleges after my first semester in 2006.  I finished my degree at another location and was always enrolled through 2010.  I was checking my CR and EdFinancial is showing 30, 60, 90 and 180 days late starting in mid 2009.  Can I contact them and tell them these are not accurate, as my loans were deferred while I was enrolled in school?  

 

Thank you ! 

Valued Member
Posts: 42
Registered: ‎10-17-2012
0

Re: EdFinancial reports late on my CR, but I was enrolled in school.

bumping this post 

Community Leader<br> Valued Contributor</br>
Community Leader
Valued Contributor
Posts: 1,193
Registered: ‎06-09-2008
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Re: EdFinancial reports late on my CR, but I was enrolled in school.

You can and should contact them and ask them to grant you a deferrment for that time and remove the lates.  Be prepared to send them proof that you were enrolled full-time on the dates in question.

 

That said, it is your responsibility to make sure your lenders are aware of your "in-school" status and that your loans are properly deferred, especially when you change schools or take a break and return.  Normally, lenders are notified automatically, but there's always the chance for a mistake.  Hopefully, they'll be willing to work with you on this.

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