I have total 7 student loan accounts on my CR, only one with the balance of $30,225 is current and is deferred. The rest six accounts show zeo balances. All of my student loans have been consolidated (i assume that's why I have one big chunk of account).
Out of these 6 zero balance accounts, three accounts are baddies.
1.US Dept of Ed
Balance Current Status
60 days late 90+ days late
| 2 times (Jul 2008, Oct 2007) |
| 4 times (Sep 2008, Aug 2008, Dec 2007, Nov 2007) |
2. US Dept of Ed
Balance Current Status
60 days late 90+ days late
| 3 times (Dec 2008, Jul 2008, Oct 2007) |
| 4 times (Sep 2008, Aug 2008, Dec 2007, Nov 2007) |
3. Perkins Loan
Balance Current Status
30 days late 60 days late 90+ days late
| 1 time |
| 1 time (Jun 2007) |
| 5 times (Nov 2007, Oct 2007, Sep 2007, Aug 2007, Jul 2007) |
Out of 3 baddies, only Perkins Loan's current status is "120+ days past due" even though this was consolidated. Does the current status make a difference? Should it be stated as "Pays as account agreed" as the other baddies? Should I dispute w/ credit report agencies? or Should I do the Goodwill letter although it doesnt seem work well with federal loans. ith the Is there any way to get these removed? Please help me!!!!!!!!!!
