For anyone that's looking for some DataPoints:
Made 9th payment with Performant Recovery 20 days early and asked them to mark Rehab Completed in the Titanium system. Two days later called Default Resolution group and it was mark paid in their system and was ready to be picked up by a servicer. Called 5 days later to check on status and they said it had been picked up by FedLoan servicing. Asked them if negative reporting would be removed from my CR, and they said the info had already been submitted to CRA's. Hung up, called Transunion (the only CR this defaulted loan was being reported on) and disputed tradeline as rehabbed and paperwork submitted. They said they hadn't received the info and would invetstigate. 2 days later Defaulted tradeline was removed completely.
total time from 9th payment to pick up of new servicer and removal of default from CR- a week and a half.
Credit scores of 777 experian- 783 Equifax- 699 Transunion ( before default was removed) Not sure of new Transunion score- will receive update to scores when new loan reports or when my Discover bill cuts.
All 3 Credit Reports are now free of all "baddies" and I am officially declaring my rebuild complete. Went from having no score reporting to mid 500's to where I am now in about 11 months.
