So i had a DIrect Loan student loan that i was pretty late on about 4-5 years ago before i knew anything about credit, etc. (120+ late)
It was transfer to EdFianancial and that did some weird stuff to my credit reports...
Transunion - It still shows the original account with all the lates, but also shows the "new" loan account once it was transferred to EdFiancial as the servicer.
Eqifax - Pretty much the same as Tranunion...
Experian - The "old" account with the late payments is completely gone and the "new" one after it was trasferred is reporting perfect payments...
Should i try sending goodwill letters to them to try to get the lates removed or could this potentially trigger them to start reporting the baddied on Experian or soemthing horrible like that?
