01-07-2013 07:54 AM - edited 01-07-2013 10:04 AM
So happy this morning,I got my EX dispute results back on 3 MRU holdings TLs that had been reporting 120 late since 2007, and they were all deleted!!! My EX FAKO went from from 583 to 640.
I figured since this student loan lender went BK in 07 and transferred all my loans to Younomics and they are all paid as agreed it was worth a shot disputing those old accounts.
01-07-2013 10:08 AM
Thats really good. Did you sent them a goodwill letter for the deletion.
I tried contacting MRU for mos but they went BK and shut down completely in 07, so I disputed online with EX.
01-11-2013 06:18 PM
Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640. whats the process to dispute???
I just did the online dispute with Experian and Equifax.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.