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Got defunct My Rich Uncle TLs deleted!!!

Frequent Contributor

Got defunct My Rich Uncle TLs deleted!!!

So happy this morning,I got my EX dispute results back on 3 MRU holdings TLs that had been reporting 120 late since 2007, and they were all deleted!!! My EX FAKO went from from 583 to 640.

 

I figured since this student loan lender went BK in 07 and transferred all my loans to Younomics and they are all paid as agreed it was worth a shot disputing those old  accounts.

 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 1 of 5
4 REPLIES
Established Member

Re: Got defunct My Rich Uncle TLs deleted!!!

Thats really good. Did you sent them a goodwill letter for the deletion.
Message 2 of 5
Frequent Contributor

Re: Got defunct My Rich Uncle TLs deleted!!!

 


ikanga24 wrote:
Thats really good. Did you sent them a goodwill letter for the deletion.

I tried contacting MRU for mos but they went BK and shut down completely in 07, so I disputed online with EX.


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 3 of 5
New Visitor

Re: Got defunct My Rich Uncle TLs deleted!!!

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???

Message 4 of 5
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Frequent Contributor

Re: Got defunct My Rich Uncle TLs deleted!!!


wilsont8 wrote:

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???


I just did the online dispute with Experian and Equifax.


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 5 of 5