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I was paying Great Lakes for a student loan from 2010 to 2014. In 2014 I consolidated my student loans and started paying on that. I have just recently started to track my credit (as of January of this year) and when I look at my credit report I see that Great Lakes hasn't reported those on time monthly payments of 4 years.
Do they have to report a good payment history or is something like that done as just a courtesy that they don't have to do?
I would love to have on my credit report a loan showing that I was paying on time for 4-5 years, is there any way to get this put on?
There is no requirement that any company report to a CRA - legally they are just required to report accurate information if they do report. This could be an administrative error on either Great Lakes or the CRAs parts. Is it missing from all of your reports?
Yes, it's missing from every single one of my reports. Great Lakes isn't even on any of the reports either.
As I mentioned I consolidated my student loans last year and that company (My Fed Loan) has reported each repayment. Which is nice because it shows a payment history.