Funny, I thought I would get a huge pop but I actually didnt get anything from it. Probably because it was in dispute. Anyway, this was my biggest challenge and I was able to remove it. I had a 90 from November 07, 90 for Jan 07 and 120 for February 08. To give people a heads up, I was able to fall under economic hardship and they can backdate six months. Kind of a loophole that worked out for me. I'm happy but the happiness was tempered but actually seeing my equifax drop from 570 to 552. I was thinking it was heading to 600 and instead I got buried.
