Credit Card Center Advertiser Disclosure

New Member
Posts: 13
Registered: ‎07-03-2013
0 Kudos

Great Lakes or US Dept of Educ??

I am a bit confused....if I want to GW lates from Dec 2012 do I do that with the US Dept of Educ directly, or is Great Lakes their servicer and I go through them?  Also, is it typical for payments to post wrong to different loans?  I have one where it reads a $44 payment but that is for the other loan and vice versa...


Any help and contacts pm would be appreciated!  Thanks!!  This is what is appearing on my credit US Dept of Ed but I go to Great Lakes to monitor....


 Student Loans:

**Great Lakes opened in 1995.  Equifax shows as Open.  All show pays/paid as agreed with 0 bal.  High bal was $12,931.  Consolidated.

Exp says in creditkeeper legend Key derogatory until 4/2013

**Student Loan: opened 6/2006 paid in full 2/2012 when loan consolidated

Exp notes was past due 180 days High bal $5921

**Sun Trust Student Loan: $15723 high bal, paid 3/2012 all showing as paid as agreed, Equifax shows Open

**US Dept of Ed #588275

High bal $5785, current bal is $5680.

TU shows a payment of $44, Exp and Eq payment is $77.

Exp creditkeeper shows 9/12 (90d late) 10/12 (120d)  11/12 (120d) 12/12 (120d)

EQ & TU creditkeeper 10/12 (90d) 11/12 (120d) 12/12 (120d)

**US Dept of Ed

Opened 11/1/2010, high bal $6928, Current bal$6869

Exp shows comment was past due 180 days

Eq shows 9/12 (90d) 10/12 (120d) 11/12 (120d) 12/12 (120d)

**US Dept of Ed

Opened 11/9/2009 high bal$14340 Current bal$14226

Exp comment was 180 days past due

TU and EQ pays as agreed

Exp creditkeeper only shows 9/12 (90d)

All creditkeeper 10/12 (120d) 11/12 (120d) 12/12 (120d)

**US Dept of Ed - #588275

$16266 high bal, $16,183 current bal

TU $77 payment

Exp and Eq $44

Exp note was past due 150(d)

All creditkeeper show 10/12 (120d) 11/12 (120d) 12/12 (120d)






New Visitor
Posts: 1
Registered: ‎08-21-2013
0 Kudos

Re: Great Lakes or US Dept of Educ??

My Equifax report shows Dept of Educ/Sallie Mae for my DL loan serviced by Sallie Mae. Does not your Equifax report shows Dept of Educ/Great Lakes? If you answer is positive, then yes, you should contact Great Lakes regarding your loan.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.