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HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

New Member

HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

I HAVE STUDENT LOAN, IT WAS 1 LOAN BUT I SEE 4 DIFFERENT ACCOUNTS WITH DIFFERENT BALANCES? ON MY REPORT FOR 8 YEARS AND IT SAYS CLOSED FEB 4 OF 2017? WILL THIS EVER BE REMOVED??

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Established Contributor

Re: HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

Typically accounts stay on your reports for 10 years after they are closed, so in your case until 2027.

Is there a reason you are wanting it removed?
Scores as of5/20/16: EQ 800;TU 769; EX 793
Last CC app: 5/16.
Mortgage Refi 3/16
Message 2 of 3
Regular Contributor

Re: HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

the key part is that it's ten years after they're 100% paid off / closed

 

there is no escape until then. 


dragontears wrote:
Typically accounts stay on your reports for 10 years after they are closed, so in your case until 2027.

Is there a reason you are wanting it removed?

 

 

TU FICO: 778 ||| EQ FICO: 784 ||| EX FICO '08 : 780
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