Like I posted in another post. As a single mom, I couldn't afford to pay my student loan. It was at times a choice between food and rent. No way could I afford to pay the loan. So, it went into default. I then refi-d it with direct loans. I still couldn't make the payments.
Then in 2003 I filed Bk. I thought the loan was taken care of in the BK. Later I learned, if you filed before 2001, it would have been. So, I am paying the debt off. I am doing the rehab plan. HOWEVER, they have taken my 2006 & 2007 Taxes, Plus I am sure they are going to take the stimulus check. So after that I would be left with a $1500 balance.
Just wondering if you think I could call them for a settlement? Or write?