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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Have you gotten GW success on SL lates recently?

If so I'd love to hear:

 

Who is your lender

When were your lates

What were the lates (30,60,90 etc)

How did you get them GW'd - emai/fax/snail mail etc?

Did they do it the first time you asked or how often did you send in the requests?  

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
Frequent Contributor
bahbahd
Posts: 427
Registered: ‎08-12-2011

Re: Have you gotten GW success on SL lates recently?

Everyone knows someone who knows someone who met a guy that saw a sasquatch. So they gotta be real.

Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Re: Have you gotten GW success on SL lates recently?

Very true, but hopefully anyone that chimes in will have actual first hand experience.

Thanks for the reply :-)

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
Regular Contributor
eastexascout
Posts: 107
Registered: ‎11-27-2012

Re: Have you gotten GW success on SL lates recently?

I had numerous lates with Panhandle Plains (ACS).

 

About 3 120 lates on each account.

 

Called & had all them removed.

 

Also, getting ready to hear something from ACS about my current rehabbed account that has lates from 07'.  They said they should all come off but still waiting to hear something.

 

I find it better to call then write to SL's.  Seems they are a bit better on the phone versus letter.  (Just my opinion.)

 

 

"just trying to get my credit up..."
Regular Contributor
jadeite788
Posts: 305
Registered: ‎09-25-2009

Re: Have you gotten GW success on SL lates recently?

I had a perkins loan from the University,  which was paid off in 2008, had 18 late payments on my TU,  did a GW and they deleted it?  Right now I am working with Sallie Mae to make a error correction that was their's and the universities.  We will see.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750

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