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Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
0

Have you gotten GW success on SL lates recently?

If so I'd love to hear:

 

Who is your lender

When were your lates

What were the lates (30,60,90 etc)

How did you get them GW'd - emai/fax/snail mail etc?

Did they do it the first time you asked or how often did you send in the requests?  

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

Re: Have you gotten GW success on SL lates recently?

Everyone knows someone who knows someone who met a guy that saw a sasquatch. So they gotta be real.

Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
0

Re: Have you gotten GW success on SL lates recently?

Very true, but hopefully anyone that chimes in will have actual first hand experience.

Thanks for the reply :-)

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Regular Contributor
eastexascout
Posts: 116
Registered: ‎11-27-2012
0

Re: Have you gotten GW success on SL lates recently?

I had numerous lates with Panhandle Plains (ACS).

 

About 3 120 lates on each account.

 

Called & had all them removed.

 

Also, getting ready to hear something from ACS about my current rehabbed account that has lates from 07'.  They said they should all come off but still waiting to hear something.

 

I find it better to call then write to SL's.  Seems they are a bit better on the phone versus letter.  (Just my opinion.)

 

 

"just trying to get my credit up..."
Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009
0

Re: Have you gotten GW success on SL lates recently?

I had a perkins loan from the University,  which was paid off in 2008, had 18 late payments on my TU,  did a GW and they deleted it?  Right now I am working with Sallie Mae to make a error correction that was their's and the universities.  We will see.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

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