01-22-2013 09:57 AM
If so I'd love to hear:
Who is your lender
When were your lates
What were the lates (30,60,90 etc)
How did you get them GW'd - emai/fax/snail mail etc?
Did they do it the first time you asked or how often did you send in the requests?
01-23-2013 02:42 PM
Very true, but hopefully anyone that chimes in will have actual first hand experience.
Thanks for the reply :-)
01-25-2013 09:23 AM
I had numerous lates with Panhandle Plains (ACS).
About 3 120 lates on each account.
Called & had all them removed.
Also, getting ready to hear something from ACS about my current rehabbed account that has lates from 07'. They said they should all come off but still waiting to hear something.
I find it better to call then write to SL's. Seems they are a bit better on the phone versus letter. (Just my opinion.)
01-25-2013 01:23 PM
I had a perkins loan from the University, which was paid off in 2008, had 18 late payments on my TU, did a GW and they deleted it? Right now I am working with Sallie Mae to make a error correction that was their's and the universities. We will see.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.