Help w/ New Student Loan..

[d333moore]

So my son took out a student loan in October 2014. Right now his credit is 700-709 across the board but he could not get approved for a $5,000 personal/auto loan. The comments are that his debt to income ratio is to high, however, his balances are 0 % on 2 credit cards and then there is the $9,000 student loan that is set to be deferred until he graduates in 2018. Is there anything that can be done to remove this account until that time?

[InvincibleSummer3]

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@d333moore wrote:

So my son took out a student loan in October 2014. Right now his credit is 700-709 across the board but he could not get approved for a $5,000 personal/auto loan. The comments are that his debt to income ratio is to high, however, his balances are 0 % on 2 credit cards and then there is the $9,000 student loan that is set to be deferred until he graduates in 2018. Is there anything that can be done to remove this account until that time?

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No. But what does his income look like? Can he beef that up? Because if he has no income, then that is more likely the obstacle to getting a personal/auto loan.