Hi ,
two part Q?
how does the age of missed payments effect fico scores? i had a loan go into default and went through a rehabilitation program. after it was bought back by SM the time when i was making payments to the loan rehabilitation places are now marked on the recovered loan as no payments recieved. how does this time effect my fico score and how can i go about getting it changed from no payment to ANYTHING better than no payment
Ex 750 10/22/2013 Eq 651 11/09/2013 TU 721 12/9/2013
5/14/14 Equifax – 673 Experian – 744 Transunion – 722
already bought the house! closed with a great deal all thanks to information i learned here!