cancel
Showing results for 
Search instead for 
Did you mean: 

How long do Student Loans remain on credit report

Regular Contributor

How long do Student Loans remain on credit report

After a student loan is paid off in full, how long does it remain on your credit report? (assuming no lates or delinquencies)

2 REPLIES
Moderator Emeritus

Re: How long do Student Loans remain on credit report


kal9988 wrote:

After a student loan is paid off in full, how long does it remain on your credit report? (assuming no lates or delinquencies)



After it's paid off and closed it's like all other types of accounts. Closed accounts generally report for about 10 years from the closing date. Sometimes a CRA will delete early but 10 years seems to be a good rule of thumb. A lucky few will have closed accounts report for longer than 10 years.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Regular Contributor

Re: How long do Student Loans remain on credit report

thanks!