No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I'm preparing to start a Dave Ramsey inspired blitz on my student loan debt. The current loan is ~46,000 with a monthly payment of ~320 with only 50 of that going towards principle loan amount. My question is one of strategy. Is there some repayment option I can use to reduce the monthly payment with the understanding that I'd be making double (possibly more) payments. When I speak of repayment options I refer to those seen here. Is there some plan of attack to be found via repayment options or is paying X amount over the monthly 320 my only option?
Just a couple of questions. What is your ultimate goal? Is the goal to have your SL paid off as quickly as you can, or is it to make your monthly payments affordable? Also, were these federal student loans that have been cosolidated or did you just give the "total" of your student loans even though they have not been consolidated. Just trying to get some more info to help you with a plan of attack.