Hi everyone: I am new at this, so bear with me.
I have been paying back student loans rather slowly. However, I have no other type of long term debt...no credit cards, car loan, personal loan, business loans etc. But the student loans are REALLY HIGH!!! I want to raise my score from mid-600's so I can put myself in a different interest bracket to refi my home, and purchase a vehicle. Other than being told that I should acquire a credit card, I don't know what I can do. I can't be the only one in this position. PLEASE HELP!!!
Thanks -- From the Newbie