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I can't find out what my student loans were! Can anyone help?

Frequent Contributor

I can't find out what my student loans were! Can anyone help?

I have loans in default from 2008, when I try to log on to the nslds web site it has no record of me! I know I'm in collections but I don't remember what type of loans they were. I'm sure it was federal loans, though. I'm in the process of trying to rebuild and wonder the steps needed to get the loans removed or out of default. Any advice or direction would greatly be appreciated. 

FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
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WAY TOO MANY INQ's
NO. MORE. APPS. NEED. GARDEN
Message 1 of 5
4 REPLIES
Member

Re: I can't find out what my student loans were! Can anyone help?

 Try https://myeddebt.ed.gov/borrower/. My defaulted loans were returned to the US dept of Ed. Contact the servicer once you know who it is. Try rehabbing if possible over consolidation.

Message 2 of 5
Frequent Contributor

Re: I can't find out what my student loans were! Can anyone help?

Ok, thanks. I just had a go-around for about an hour on the phone because my FSA ID was changed (Without my knowledge) two years ago. I found out I have two Stafford loans. Do you know if they fall off CR after 7 years? I went into default in 2010.
FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K -Cheapo Air Visa 2.4k - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's
NO. MORE. APPS. NEED. GARDEN
Message 3 of 5
Regular Contributor

Re: I can't find out what my student loans were! Can anyone help?

https://www.nslds.ed.gov/npas/index.htm

 

you have to create a username and password

 

(looks like you figured it out, but i'll leave this link in case anybody does a thread search in the future)

TU FICO: 778 ||| EQ FICO: 784 ||| EX FICO '08 : 780
Message 4 of 5
Highlighted
Regular Contributor

Re: I can't find out what my student loans were! Can anyone help?

Defaulted loans will never fall off your credit reports unless you pay them in full.  Only after that is when the clock starts for them to fall of your credit reports. 

 

You can get the default status removed from your credit reports if you do rehabilitation. 

TU FICO: 778 ||| EQ FICO: 784 ||| EX FICO '08 : 780
Message 5 of 5