@behindblueeyes wrote:I have been reading the responses, and I thank you for everyone's honest input. You all were right, my thinking was not educated to say the least. My pay looks like it will be going up a bit, but I have decided to take this summer to stay with my parents, working overtime, and pay aggressively on my loans (esp. private ones). My private loans are able to work with me to lower my payments, but I've decided to try to pay as much as I can over these next few months. I just paid about $450 this past month. I know I can do it. I paid off almost $8000 on my car in 8 months. So every paycheck I will try throwing close to half of it on my loans.
And when I'm ready to move out, I will try to find a roommate too. If I can't, I'll find a cheap studio. Thank you all for giving me a reality check.
Glad to hear!!! You can do this!!!
I'm 24 and God do I want to move out. But, COL....even in low cost areas is insane. Remember, the future is always there. You will thank yourself when you save money vs leaving to be ''grown''. Once a large chunk of your loans are gone and you have a higher paying job you will be so happy you don't have ''baggage''.
Right now you are ''gardening'' in life. You're paying your dues. Eventually the flowers will bloom. Don't start picking your apples too early.
