I think I made a big mistake rehabbing my student loans
So I defaulted on 9k (which has since ballooned to over 11k with interest) in Stafford loans back in 2007...it's since then come off my credit report and I successfully built my score back to 730.
I was getting tired of my tax offsets, and fearing a potential lien or judgment, I decided to rehab the loans. What didn't occur to me was once the loans are reported in good standing...that it will hit my ratio significantly.
Also, do the old tradelines show on the reporting??